Life Insurance? Plan on paying through the nose if you're fat

Well, I got a damned rude awakening today. DH has been on me for the last few months to get life insurance, just in case. Do you know that out of all the insurance companies out there who offer life insurance, 99% of them use height/weight tables to decide if they'll insure you? I didn't know that until today, when I talked to an insurance agent. He handles 40 different companies, and only one of them has no request for height and weight on the application form. He talked to 4 other agents, who between them, handle another 60 to 80 different companies, and all of them want to know height and weight. Most of them, if you're "overweight" or "obese", forget it, no life insurance for you (and if they will insure you, you're going to pay double or triple what a thin person would). This is just fucking outrageous!
If you're fat, it doesn't matter if you don't smoke/drink and follow HAES, you're still more of a risk than a thin person who smokes and/or drinks (and doesn't exercise or follow HAES).
I was lucky, the agent I talked to had one company who doesn't ask height/weight, they just ask questions about heart/lungs/AIDS/smoking. I know this is a good company, my grandparents got insurance on each of us kids when we were born, annuity policies, I think they were, so they've been in business for more than 50 years. Anyway, they paid premiums on them until we were each 18 and then we could either keep the policy or cash it in (mine was $500, I used it for part of the down payment for a house I bought when I was 23, shithole that it was).
So health insurance isn't the only thing we're being screwed on, people, it's life insurance too. If you don't have any now, you really should look into getting some before the insurance companies decide they won't insure fatties at all at any price. I can see it coming (my insurance agent told me that he had 5 companies last year who didn't ask for height/weight, but they started asking for that information this year).

ETA: If you live in the UK, it's even worse, Obese face 50% tax on life insurance. That's just if you're fat. If you have other risk factors, such as smoking or previous health conditions, you can pay up to 400% more for your life insurance. Those increased premiums don't get you any extra coverage either. You're paying that 400% more for the same coverage you would get if your BMI was below 30 (or 33 or 35, or whatever cut-off the insurance company decides is too risky for them).
Talk about making money off hysteria, the insurance companies are doing that, all right, hand over fucking fist. Just because they think fat people die sooner than thin ones.