I got my mobility scooter, and the one I was looking at (the Pride Victory), which has a weight limit of 400 lbs, isn't heavy-duty enough for me (I don't quite weigh 400 lbs). According to the salesman, you need to take your weight and the weight of the scooter into consideration when you're looking at weight capacities (not to mention the amount of weight you plan to carry in the front basket and the optional rear basket).
I ended up buying the Pride Maxima, which has a weight limit of 500 lbs, weighs 180 lbs fully assembled, can be taken apart without any tools, comes with a headlight, tail lights, turn signals, and one rear view mirror on the left handgrip. It also has a flag so I can be seen in traffic if I decide to drive it in town (like I need to do that, I have a minivan that I drive around town......lol). I suppose it would come in handy for parking lots, etc, when we're traveling.......
So for anyone considering buying a mobility scooter, these are all things you need to consider :
1- What weight capacity do I need?
2- How will I get it in and out of my vehicle?
3- If I use a ramp, will the ramp and the scooter both fit in my vehicle?
4- Can I do the loading/unloading of the scooter alone?
5- Do I have room for it in my house or is it going to spend the entire year in my vehicle (mine will, and can be charged there as well, by plugging the charger into a heavy-duty extension cord).
6- Can I afford to pay for it myself if insurance won't? (Craigslist/eBay is an alternative if you can't afford a new one, but when you're buying used, you don't know what you're getting or how long it's going to last - no warranty)
There are probably other things to consider, but these are the ones I think are the most important, once you've made the decision that a mobility scooter will improve your quality of life.